Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.